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Deposit of funds (API)

Access to the shared API is implemented using a whitelist of IP addresses and a secret key. Before starting to work with the API for deposit, it is necessary to send to the Paykassma TS the IP address from which requests will be sent.

PLUGINAPI_SECRET - secret key string. It will need to be added to all requests in the form of the secret get parameter.
    For example: https://api.{URL_Paykassma_Server}/api/v1/deposit-info?secret=pluginapi_secret

When you send a request without using these parameters, the error 404 'Not found' will be displayed

Attention: Before starting to work with the API for deposit, it is necessary to send the IP address from which requests will be sent to the Paykassma TS.

Obtaining available PSs

API url
https://api.{URL_Paykassma_Server}/api/v1/payment-systems/available

Request method: GET

Format: JSON

Parameters:

Parameter

Type

Required

Description

currency_code

string[] (3)

YES

An array consisting of currency codes. PS that work with the specified currencies will be displayed

label

string (190)

YES

Unique identifier (ID) of the user making the payment

Request
{
    "currency_code": [ "USD", "INR" ],
    "label": "55"
}


Response Success
{
  "status": "ok",
  "params": {
    "gif_guide": {
      "upi": "http:\/\/api.pay.test\/storage\/guide-image\/upi.mp4?cache=1587635151",
      "phonePe": "http:\/\/api.pay.test\/storage\/guide-image\/phonePe.gif?cache=1589958899",
      "bkash": "http:\/\/api.pay.test\/storage\/guide-image\/bkash.mpg?cache=1611553163"
    },
    "currency_data": [
      {
        "code": "INR",
        "symbol": "₹"
      }
    ],
    "wallets": [
      {
        "type": "paytm",
        "currency_code": "INR",
        "order": 5,
        "logo": "http:\/\/api.pay.test\/storage\/payment_system\/logos\/paytm_default.svg",
        "name": "PayTM"
      },
      {
        "type": "paytm",
        "currency_code": "INR",
        "order": 5,
        "logo": "http:\/\/api.pay.test\/storage\/payment_system\/logos\/paytm_34.svg",
        "name": "paytm",
        "hints": [
          {
            "type": "requisites_hint",
            "text": null
          },
          {
            "type": "payment_hint",
            "text": null
          },
          true
        ],
        "show_limits": true
      }
    ],
      "imps": {
        "INR": {
          "min": "8000",
          "max": "560000"
        }
      },
      "bkash": {
        "BDT": {
          "min": "100",
          "max": "1000000"
        }
      },
      "upi": {
        "INR": {
          "min": "20000",
          "max": "50000"
        }
      },
      "paytm": {
        "INR": {
          "min": "100000",
          "max": "20000000"
        }
      },
      "phone_pe": {
        "INR": {
          "min": "100",
          "max": "800000"
        }
      }
    }
  }
}


Response Fail
{
    "status": "fail"
    "message": "MESSAGE"
}

Creating a payment

Currently, there are two types of requests for creating a payment, depending on the PS.

Attention! To get a complete list of available PSs, you need to contact Paykassma TS. TS will provide complete examples of requests for currently available PSs. They will also determine the correct request, depending on the selected PS.

Type of request №1:

API url
https://api.{URL_Paykassma_Server}/api/v1/transaction/create/{wallet_type}

1.1 Requests that require activation

API url
https://api.{URL_Paykassma_Server}/api/v1/transaction/create/paytm

In this case, first we accept a request for deposit via PayTM, then in response we will provide details of the wallet to which the user should transfer the payment, and after payment you need to send a request to activate the transaction

Request method: POST

Format: JSON

Parameters:

Parameter

Type

Required

Description

currency

string (3)

YES

Currency code

label

string (190)

YES

Unique identifier of the user making the payment

Request
{
    "currency": "INR",
    "label": "eligendi"
}


Response Success
{
    "status": "ok",
    "params":  {
        "identifier": "6234234234"
                      }
}


Response Fail
{
    "status": "fail"
    "message": "MESSAGE"
}

1.2 Activation request: 

API url
https://api.{URL_Paykassma_Server}/api/v1/transaction/activate

Request method: POST

Format: JSON

Parameters:

Parameter

Type

Required

Description

currency_code

string (3)

YES

Currency code

wallet_type

string (190)

YES

Value from the list of available PSs.
Attention: To get a complete available list, contact Paykassma TS.

label

string (190)

YES

Unique identifier of the user making the payment

key1

string (190)

YES

A code on which activation is performed (Transiction_ID), received from the user

amountnumeric*required ifTransaction amount 

custom_transaction_id

string (190)

NO

Transaction ID in the Client’s system

Request
{
    "currency_code": "USD",
    "wallet_type": "paytm",
    "label": "55",
    "key1": "123-ABC-456-DEF"
    "custom_transaction_id": "123465477897"
}


Response Success
{
    "status": "ok"
}


Response Fail
{
    "status": "fail"
    "message": "MESSAGE"
}

*For some PS, it is also necessary to send the amount field in the request:

Payment systemcurrency_codewallet_typelabelkey1amountcustom_transaction_id
IMPS/UPIrequiredrequiredrequiredrequiredrequired-
Paytmrequiredrequiredrequiredrequired--
PhonePerequiredrequiredrequiredrequiredrequired-
bKashrequiredrequiredrequiredrequired--
Nagadrequiredrequiredrequiredrequired--

Type of request №2:

2.1 Requests not requiring activation

API url
https://api.{URL_Paykassma_Server}/api/v1/payment/create/{payment_system}

Request method: POST

Format: JSON

Parameters:

Parameter

Type

Required

Description

language

string (2)

YES

Interface language

currency

string (3)

YES

Currency code

bank

string (3)

YES

The bank via which the payment is performed

amount

numeric 

(ограничена max.
депозитом)

YES

Payment amount

label

string (190)

YES

Unique identifier of the user making the payment

redirect_url

url 

YES

URL of the page for redirecting after payment

custom_transaction_id

string (190)

NO

Transaction ID in the Client’s system

Request
{
   "language": "en",
   "currency": "USD",
   "bank": "MBB",
   "amount": "1000",
   "label": "55",
   "redirect_url": "https:\/\/google.com"
   "custom_transaction_id": "123465477897"
}


Response Success
{
    "status": "ok"
}


Response Fail
{
    "status": "fail"
    "message": "MESSAGE"
}

Information about savings

Request to provide information about savings of a certain user

To save information about transactions, the amount of which does not exceed the minimum deposit amount for a particular payment system, the functionality of savings has been implemented. The user's transactions (selected by the label parameter) are accumulated in the system and are not credited to the user's account until their amount reaches the minimum deposit amount of this payment system. The postback will be sent to the client's server only after the minimum deposit amount is reached. Until the postback is sent, the transaction is not considered credited to the account.

API url
https://api.{URL_Paykassma_Server}/api/v1/deposit-info

Request method: GET

Format: JSON

Parameters:

Parameter

Type

Required

Description

label

string (190) 

YES

Unique identifier of the user making the payment

wallet_type

url 

YES

Value from the list of available PSs.
Attention: To get a complete available list, contact Paykassma TS.

currency

string (3)

YES

Currency code

code

string (190) 
or “null”

NO

Name of the manual payment system.
It’s filled in when wallet_type = manual

Request
{
   "label": "55",
   "wallet_type": "paytm",
   "currency": "UDS"
}


Response Success
{
    "status": "ok"
    "stockpiling_sum": 0,
    "lacks_sum": 0,
    "minimum_deposit": 148
}


Response Fail
{
    "status": "fail"
    "message": "MESSAGE"
}

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Withdrawal of funds (API, actual version)

To withdraw funds by the user via payment systems available to the Client, it is necessary to:

  1. Once send Paykassma TS the URL of the server where postbacks with the withdrawal status will be sent.
  2. Send withdrawal requests (POST) to the URL:

    API url
    https://api.{URL_Paykassma_Server}/v2/withdrawal/create

Attention: When transmitting data, there should be no spaces at the beginning and end

Each withdrawal request is signed by signature, it is formed as follows:

Signature
$data = [
    ...
];

$data['signature'] = generateSignature($data); // return fa0ee1e2acf7f898635ec417491381c0a4f9d35c

//send $data like json ...

function generateSignature(array $data) {
    $privateKey = 'yourprivatekey';
	ksort($data);
	$implode = implode(':', $data);
	return sha1($privateKey . md5($implode));
}

Required parameters for transmission in POST request:

Parameter

Type

Required

Description

withdrawal_idstring(1-7) optional Withdrawal ID, if the parameter is not passed, then the system generates withdrawal _id
payment_systemstring requiredPayment system
amountnumericrequiredWithrawal amount
currency_codestring(3) requiredCurrency code
labelstring required

Unique identifier of the user making the payment

commentstring(4-64) optionalComment
account_numberstring 

*required_if
PS = bkash,imps,
upi,paytm,....

Number of the bank account

account_namestring *required_if
PS = imps,
upi,....

Name of the bank account holder

account_emailstring *required_if
PS = bkash,...

Email of the person who is being paid

receiver_namestring(190)required_if
PS = imps
Name of the person who is being paid
payments_details.payments_methodstring *required_if
Payment method
payments_details.payments_providerstring optionalSupplier who makes electronic payment using the selected payment method
bank_details.bank_codestring*required_ifUnique ID assigned by the country's central bank
bank_details.branch_codestring*required_ifBank branch code
bank_details.bank_code_in_payments_systemstring*required_if

Bank code in payments system, with which data is exchanged

account_typestring*required_ifAccount type
document_typestring*required_ifDocument type
document_idstring*required_if
Recipient document ID
account_digitstring*required_ifAccount digit
ibanstring*required_ifIBAN
*The withdrawal request contains fields that are required only for some payment systems (required_if), to get a complete list of required fields for a specific payment system, you need to contact Paykassma technical support.

Required fields for PS Bkash, PayTm, IMPS/UPI:

Payment systemaccount_numberaccount_nameaccount_emailreceiver_namepayments_detailsbank_details
payments_methodpayments_providerbank_codebranch_codebank_code_in_payment_system

Bkash

required-required------
IMPS/UPIrequiredrequired-required for IMPS--optional--
Paytmrequired--------

Request:

Пример тела запроса
{
	'withdrawal_id': '1234567',
    'payment_system': 'paytm',
	'amount' : '1000',      
	'type': '0',   
    'currency_code': 'IDR',
	'label': '55',        
	'comment': 'withdrawal',       
	'account_number': '11111111', 
	'account_name' : '',
	'account_email' : '',
	'payments_details':
        {
            'payments_method': '',
            'payments_provider': ''
        },
    'bank_details':
        {
            'bank_code': '',
            'branch_code': '',
            'bank_code_in_payments_system': ''
        },
	'account_type': '',
	'document_type': '',
	'document_id': '',
	'account_digit': '',
	'iban': ''
}
Response Success
{
    'status': 'ok'
}
Response Fail
{
    'status': 'fail'
    'message': 'MESSAGE'
}

After processing the withdrawal, Paykassma will send a postback about the result of the withdrawal with a status, signed with a signature.

Withdrawal status

StatusDescription
NEW (0)

In processing

CANCELED (2)

Unsuccessful

PROCESSED (1)

Uccessful

Withdrawal of funds (API, the outdated version is not longer supported)

API url:

https://api.{URL_Paykassma_Server}/withdrawal/manual/create


Required parameters for transmission in POST request:

Parameter

Type

Description

wallet_type

text(191)

Selection from the available list

Type of the payment system

wallet_recipient

string(191)

The recipient's wallet, to whose account the payment will be made

Attention! wallet_recipient (For the Paytm method) must contain the Paytm wallet number without the international code +91

wallet_sender

string(191)

The sender's wallet, from whose account money will be withdrawn. The final choice of the sender is left to Paykassma.

Attention: it is necessary to fill in the field with arbitrary four digits

account_name

string(191)

Name of the bank account holder

account_number

string(191)

Number of the bank account

email

string(191)

Email of the person who is being paid

amount

Double

Withdrawal amount

withdrawal_id

Integer

Client side withdrawal ID (returned in postback ).

Request:

{
    "wallet_type":"paytm",
    "wallet_recipient":"123123232",
    "wallet_sender":1111,
    "email":"[email protected]",
    "amount":1000,
    "withdrawal_id":"13",
    "signature":"fae51673a8a9c85f724317214bd0bcc665ebc799"
}
When sending a withdrawal request to Paykassma, the first response received the generated data on the request, without a signature:

Example first response:

{
    "id":1,
    "wallet_type":"paytm",
    "wallet_recipient":"123123232",
    "wallet_sender":"1111",
    "email":"[email protected]",
    "amount":1000,
    "status":1,
    "created_at":"2020-07-08 07:06:06",
    "updated_at":"2020-07-08 09:40:39"
}

The second response will already come a postback about the withdrawal, signed by the signature.

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