Payment

1. The user is provided with wallet details to which payment must be made.
2. The user makes a payment in their wallet app and receives a unique transaction number.
3. Next, the user enters a unique transaction number in the payment window, after which the transaction is activated.
4. Paykassma sends a postback to the merchant's side.
5. Funds are credited to the user’s balance on the merchant platform.

Payment window integration (plugin)

Example of a link to open a Upay manual payment window

Оплата

1. Пользователю предоставляются реквизиты кошелька, на которые необходимо совершить оплату.
2. Пользователь совершает оплату в своем приложении кошелька и получает уникальный номер транзакции.
3. Далее пользователь вводит уникальный номер транзакции в платежном окне - активирует транзакцию.
4. Paykassma отсылает постбек на сторону мерчанта.
5. Средства начисляются на баланс пользователя на платформе мерчанта.

Интеграция через платежное окно (plugin)

Пример ссылки на открытие платежного окна Upay manual:

wallet_type=banktransfer_manual
 currency_code=LKR
ДоступныеAvailable языкиlanguages (lang): en, si (сингальский)

Описание всех параметров плагина смотрите здесь.

Интеграция через клиентский API

For the description of all the plug-in parameters click here.

API integration

Creating payment

URL: https://api.{server_URL сервера }/api/v1/transaction/create/upay_manual?secret={pluginapi_secret}

На данном этапе сначала мы принимаем запрос на ввод по платежной системе. Далее в ответе мы предоставим реквизиты кошелька, на который пользователь должен перевести платеж. После оплаты Вам необходимо отправить запрос на активацию транзакцииAt this stage we first accept a request for input through the payment system and in response we will provide the wallet details to which the user should transfer the payment. After the payment is made you will need to send a request to activate the transaction.

Request method:

POST

Format:
JSON

Parameters:

{
  'currency': 'LKR',
  'label': 'eligendi'
}

{
    "status": "ok",
    "params": {
        "Account number": "066013529665120",
        "Bank name": "Seylan [Mathugama]",
        "Holder name": "K A PALITHA",
        "is_check_amount": null
    }
}

{
    'status': 'fail',
    'message': 'MESSAGE'
}

Activation request

URL: http://api.{server_URL сервера }/api/v1/possible-transaction?secret={pluginapi_secret}

Request method:
POST

Format:
form-data

Parameters:

{
    "status": "success",
    "message": "",
    "code": 20000,
    "data": [],
    "paginate": {
        "offset": 0,
        "total": 1,
        "limit": 1
    }
}

{
    'status': 'fail',
    'message': 'MESSAGE'
}

Постбек депозита

Общую документацию по постбекам смотрите здесь.

Deposit postback

For the general documentation on post backs click here.

Example of a deposit postback for a Upay Manual

{
  "signature": "5d72de994d34e2650e4f8f032f7297f08fc46f49",
  "wallet_type": "upay_manual",
  "amount": 2000,
  "currency_code": "LKR",
  "label": "15169074",
  "converted_amount": {
    "USD": 6.45,
    "INR": 536,
    "EUR": 5.96,
   ... ,
    "USDT": 6.45297326,
    "USDTTRC20": 0,
    "USDT20": 0
  },
  "direction": "ingoing",
  "created_datetime": "2024-02-29 14:19:15",
  "access_key": "XxdZIDCzwGYvQa28jfTunHekU",
  "additional_data": [
    {
      "activated_datetime": "2024-02-29 17:19:12",
      "exchanger_identifier": null,
      "comment": "",
      "amount": "2000",
      "currency_code": "LKR",
      "wallet_type": "upay_manual",
      "stockpiling_id": 3454,
      "transaction_id": "B3A240229-009236",
      "transaction_type": 0,
      "plugin_custom_order_id": "30569060",
      "withdrawal_id": null,
      "withdrawal_status": null,
      "account_number": "",
      "account_name": "",
      "account_email": "",
      "bank_details": {
        "bank_code": "",
        "branch_code": ""
      }
    }
  ]
}

Выводы / выплаты пользователям

Общую документацию по выводам смотрите здесь.

Withdrawals for users

For the general documentation on the withdrawals of funds click here.

Creating withdrawal

URL: https://api.{server_URL сервера }/v2/withdrawal/create

Request method:

POST

Format:
JSON

Parameters:

{
  "withdrawal_id": "test12345678",
  "payment_system": "upay_manual",
  "amount": 4000,
  "currency_code": "LKR",
  "label": "test",
  "account_number": "100670008622",
  "account_name": "AWAKA N V S",
  "bank_details": {
    "bank_code": "Nations Trust Bank"
  },
  "signature": "83722f5c8c963d7f7a6e5bbe0d1f13a4761927c4"
}

{
    "status": "ok",
}

{
    'status': 'fail',
    'message': 'MESSAGE'
}

*Если при попытке создания заявки на вывод сумма балансов счетов в валюте заявки будет меньше, чем общая сумма новой и еще незавершенных заявок, то отобразится ошибка 'Недостаточный баланс' (для настройки данного функционала обратитесь в ТП If, when trying to create a withdrawal request, the amount of account balances in the currency of the request is less than the total amount of new and still incomplete applications, the error message"Insufficient balance" will be displayed (to configure this functionality, contact the TS Paykassma).

{
    "status": "fail",
    "message": {
        "withdrawals_sum_amount": [
            "Insufficient balance"
        ]
    }
}

Список актуальных банков

Alliance Finance Company PLC
Amana Bank PLC
Asia Asset Finance PLC
Bank of Ceylon
Bank of China Limited
Bimputh Finance PLC
CBC Finance Limited
Cargills Bank Limited
Central Finance PLC
Citi bank N. A.
Citizen Development Bank
Commercial Bank PLC
DFCC Bank PLC
Deutsche Bank AG
Dialog Finance PLC
HDFC Bank
HNB Finance PLC
HSBC
Habib Bank Limited
Hatton National Bank PLC
Indian Bank
Indian Overseas Bank
Kanrich Finance Limited
L B Finance PLC
LOLC Development Finance
LOLC Finance PLC
Lanka Credit Finance LTD
MCB Bank Limited
Mercantile Investments
Merchant Bank PLC
National Development Bank
National Savings Bank
Pan Asia Bank PLC
People Leasing Finance
Peoples Bank
Polgahawela Co-op Bank
Public Bank Berhad
Regional Development Bank
Richard Piers Finance
Sampath Bank PLC
Sarvodhaya Finance
Senkadagala Finance PLC
Seylan Bank PLC
Singer Finance PLC
Siyapatha Finance PLC
Softologic Finance PLC
Standard Chartered Bank
State Bank of India
Softologic Finance PLC
Standard Chartered Bank
State Bank of India
State Mortgage Bank
Union Bank Of Colombo PLC
Vallibel Finance PLC
Sanasa Development Bank
Fintrex Finance Limited

Example of a withdrawal postback for a Upay Manual

{
  "signature": "2f9be236d3299256360a928831d92f6cf36871b2",
  "wallet_type": "upay_manual",
  "amount": 3600,
  "currency_code": "LKR",
  "label": "14929202",
  "converted_amount": {
    "USD": 11.62,
    "INR": 964,
    "EUR": 10.72,
    "IDR": 182716.03,
    . . . ,
    "WAVES": 4.31911999,
    "USDT": 11.62119326,
    "USDTTRC20": 0,
    "USDT20": 0
  },
  "direction": "outgoing",
  "created_datetime": "2024-02-29 11:01:02",
  "access_key": "XxdZIDCzwGYvQa28jfTunHekU",
  "additional_data": [
    {
      "activated_datetime": "",
      "exchanger_identifier": "",
      "comment": "",
      "amount": "3600",
      "currency_code": "LKR",
      "wallet_type": "upay_manual",
      "stockpiling_id": null,
      "transaction_id": "",
      "transaction_type": null,
      "plugin_custom_order_id": "",
      "withdrawal_id": "29599588",
      "withdrawal_status": 1,
      "account_number": "117854929954",
      "account_name": "WNKPerera",
      "account_email": "",
      "bank_details": {
        "bank_code": "Sampath Bank PLC",
        "branch_code": null
      }
    }
  ]
}

Withdrawal statuses

Создание заявки на выплату в ЛК Paykassma

Для создания заявки на вывод, необходимо перейти на страницу Выводы (Оплаты → Выводы) и выполнить следующие шаги:

Нажмите на кнопку "Добавить заявку на вывод".                                            Image Removed

 Выберите из списка нужную ПС.                                                                                                        Image Removed

Creating withdrawal request in Paykassma BO

To create a withdrawal request, you need to go to the Withdrawals pagePayments  → Withdrawals and perform the following steps

1. Press the button "Add withdrawal request".
   Image Added
   
   
2. Select payment system from list.
   Image Added
   
   
   
3. Fill in the fields to create the request in the next window(the list of fields is standardized and not all fields are required. To create a request for a specific PS, you should fill in the required fields for this PS).
   Required fields for KBZpay Manual withdrawal:
   - Label (user ID);
   - Amount;
   - Currency;
   - Wallet recipient.
   
   
   
   4. After payment the withdrawal status will change.
   
   
   
   Paykassma does not send postback for withdrawals created manually.